By accessing this website (the “website”), you agree to be bound by the following terms and conditions. If you do not accept these terms, please discontinue using the website immediately. InsureMe Right reserves the right to modify, amend, or update these terms and conditions at any time, and by continuing to access the website, you agree to be bound by any such changes.
The content of this website is published by InsureMe Right, a licensed insurance agency in Ontario. The insurance industry in Ontario is regulated by the Financial Services Regulatory Authority of Ontario (FSRA). For more information, you can visit the FSRA website.
1. Collection and Use of Personal Information
Your use of this website may involve providing us with certain personally identifiable information. Our policies regarding the collection and use of this information are outlined in our Privacy Policy, which is incorporated here by reference. By using the website, you consent to the collection and use of your personal information as described in the Privacy Policy.
2. Life Insurance Quotes and Brokerage Services
Your use of this website may involve providing us with certain personally identifiable information. Our policies regarding the collection and use of this information are outlined in our Privacy Policy, which is incorporated here by reference. By using the website, you consent to the collection and use of your personal information as described in the Privacy Policy.
2.1 Preparation of Quotes and Brokerage Services
Our services include the preparation of quotes and the brokering and transaction of third- party insurance products. InsureMe Right operates as a licensed, independent insurance broker and does not underwrite any insurance policies. The insurance premiums or price ranges displayed on this website are for informational purposes only and are non-binding. Final premiums for insurance policies are determined by the underwriting insurance company after the application process. Product availability may vary based on your individual circumstances and the jurisdictions in which we are licensed.
2.2 Third-Party Insurance Products
All insurance products offered through this website are third-party products and are not owned or underwritten by InsureMe Right. We do not make any warranties or representations about these products and are not liable for any issues, disputes, or claims relating to these products. Any concerns or inquiries regarding these products should be directed to the respective insurance provider.
2.3 Additional Terms
Certain services offered through this website may require you to agree to additional terms and conditions or to enter into separate agreements with us or third-party insurance providers. In the event of any conflict between these Terms of Use and the terms of such additional agreements, the terms of the additional agreements will take precedence.
3. Limitation of Liability
While every effort is made to ensure the accuracy of the information on this website at the time of publication, InsureMe Right is not liable for any direct, indirect, special, economic, incidental, or consequential damages arising from your use of the website or reliance on its content. This includes, but is not limited to, any damages related to inaccuracies, viruses, or other destructive elements on the website or linked pages.
4. Indemnification
By using this website, you agree to indemnify and hold harmless InsureMe Right, its agents, suppliers, and their respective directors, officers, and employees from any claims, liabilities, costs, damages, or expenses (including reasonable legal fees) arising from your breach of these terms or your use of the website.
5. Hyperlinks to Third-Party Websites
Links to external websites are provided for your convenience. InsureMe Right does not endorse or approve the content, products, or services of third-party websites. We are not responsible for the compatibility, security, or content of external sites, including any viruses or disruptive components they may contain.
6. Confidentiality and Security
The Internet is not a fully secure medium, and privacy cannot be guaranteed. Communications over the Internet may be subject to interception or unauthorized access. InsureMe Right cannot ensure the complete confidentiality or security of any information transmitted electronically. By using this website, you acknowledge this risk and agree that InsureMe Right is not liable for any damages resulting from the transmission of sensitive or confidential information. For further details, please review our Privacy Policy.
7. Governing Law and Jurisdiction
These terms are governed by the laws of Ontario and the laws of Canada applicable therein, excluding any conflicts of law. By using this website, you agree to submit to the jurisdiction of the provincial and federal courts in Toronto, Ontario, for any disputes related to the website, these terms, or related matters.
If you have any questions about these terms of use, please contact InsureMe Right for clarification.
